Umbila Mbona Risk & Credit Management Solutions (Pty) Ltd

Founded in 2011, Umbila Mbona is a 100% black woman-owned and managed legal firm based in Johannesburg, South Africa. The company provides specialized debt recovery and credit management solutions to a diverse client base that includes major banks, financial institutions, retailers, and public sector entities. Their core mission is to deliver professional, ethical, and effective collection services by combining legal expertise with advanced technology to maximize recovery rates for their clients while treating debtors with dignity.