saudi credit bureau - simah

Established in 2002 and commencing operations in 2004, the Saudi Credit Bureau (SIMAH) is the first entity licensed to provide credit information services in the Kingdom of Saudi Arabia, operating under the supervision of the Saudi Central Bank (SAMA). SIMAH's core mission is to enhance financial transparency and mitigate credit risks by collecting, storing, and providing comprehensive credit data on both consumers and commercial entities to its member organizations, such as banks and financial institutions, thereby fostering a more stable and efficient credit market.