PT. Kredit Biro Indonesia Jaya

PT. Kredit Biro Indonesia Jaya (KBIJ) is a Private Credit Bureau, officially known as a Lembaga Pengelola Informasi Perkreditan (LPIP), which received its operational license from the Otoritas Jasa Keuangan (OJK) on December 22, 2016. The company was established by a consortium of key players in the Indonesian financial industry to support a more efficient and effective national credit system. KBIJ's primary mission is to collect, process, and distribute comprehensive credit information on both individuals and businesses to financial institutions, helping them make more informed, accurate, and faster lending decisions, thereby promoting financial inclusion and mitigating credit risk.