F&M Mortgage

F&M Mortgage operates as the dedicated mortgage lending arm of F&M Bank (Farmers & Merchants Bank), which was founded in 1908 in Timberville, Virginia. As a community-focused institution, F&M Mortgage provides personalized service for various home financing needs, including conventional loans, FHA, VA, USDA, and jumbo loans, as well as construction loans and refinancing options. Their mission is to serve local communities by helping individuals and families achieve their homeownership goals.