elroy (formerly Wallet by BOSS Money)

elroy, which rebranded from "Wallet by BOSS Money," is a digital financial services platform operated by Elroy App, Inc., an affiliate of IDT Corporation. The company's mission is to provide simple, secure, and affordable financial services to underserved communities, particularly immigrants living and working in the U.S. Its core offerings include international money remittance to over 50 countries, international bill payment for utilities and other services for family abroad, and mobile airtime top-ups for international numbers. The service is delivered through a user-friendly mobile application, aiming to streamline cross-border financial transactions.