Direct Credit Home Loans Australia

Established in 1999, Direct Credit is an Australian non-bank lender that provides alternative home loan solutions to those offered by traditional banks. The company operates as a trading name for The Mortgage Company (Australia) Pty Ltd and holds its own Australian Credit Licence. Direct Credit specializes in catering to a diverse range of borrowers, including self-employed individuals, those with unique income streams, or applicants with previous credit impairments. Their mission is to offer simple, flexible, and fast home financing by directly assessing and funding the loans themselves.