Capital Pacific Home Loans a division of Goldwater Bank, N.A.

Capital Pacific Home Loans operates as a specialized division of Goldwater Bank, N.A., a federally chartered financial institution (NMLS ID: 452472). As a direct lender, the company manages the entire mortgage process from application to funding in-house, offering a range of loan products including conventional, FHA, VA, jumbo, and USDA loans. The company emphasizes personalized customer service and leverages the stability and resources of its parent bank to serve clients primarily on the West Coast of the United States.