st albans district credit union

St Albans District Credit Union is a community-focused, member-owned financial institution established in 2002. As a not-for-profit organisation, its mission is to promote thrift by encouraging members to save regularly and to provide access to affordable credit at fair interest rates. Unlike traditional banks, it is run by a small team of staff and dedicated volunteers for the benefit of its members, not for external shareholders. All profits are returned to the members through dividends or are used to improve services and maintain financial stability.