Smart Retirement Options

Smart Retirement Options positions itself as a service to help UK residents understand and optimize their pension arrangements. Their primary services include conducting free pension reviews, tracing lost or forgotten pension pots, and explaining available retirement options. The company states that it is not a financial adviser itself but acts as an introducer, connecting clients with fully regulated financial advisers for formal advice and pension transfers. However, the UK's financial regulator has issued a public warning about this firm (see Warning Report section).