Prepaid Financial Services Limited (PFS)

Founded in 2008, Prepaid Financial Services Limited (PFS) is an electronic money institution that provides a comprehensive platform for businesses, governments, and fintechs to launch and manage payment programs. It was acquired by the Australian company EML Payments Limited in 2019. PFS specializes in issuing prepaid cards (both physical and virtual), digital wallets, and processing payments across the UK and Europe. The company is regulated by the Financial Conduct Authority (FCA) in the UK and its Irish subsidiary, PFS Card Services (Ireland) Limited, is regulated by the Central Bank of Ireland, enabling it to offer its services throughout the European Economic Area (EEA).