OnLadder

OnLadder is a UK-based lender on a mission to make homeownership more accessible. The company addresses the significant challenge of saving for a large deposit by offering a specialized equity loan, known as a 'deposit booster'. This product supplements a first-time buyer's own savings, enabling them to secure a mortgage with a more favourable loan-to-value (LTV) ratio, potentially unlocking better interest rates and increasing their purchasing power. OnLadder partners with building societies and mortgage lenders to integrate its solution seamlessly into the home-buying process. The company is an Appointed Representative of Resolution Compliance Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).