Kotapay

Founded in 1993 and headquartered in Fargo, North Dakota, Kotapay is a leading provider of payment processing services. As a division of First International Bank & Trust, it leverages the security and stability of a federally regulated financial institution to offer secure and reliable ACH, direct deposit, and credit card processing solutions. The company serves over 106,000 businesses across the United States, focusing on simplifying complex payment workflows for payroll, accounts payable, and collections.