Homeowners Financial Group USA, LLC

Founded in 2004, Homeowners Financial Group (HFG) is a national, direct-to-consumer mortgage lender headquartered in Scottsdale, Arizona. The company operates as an Employee Stock Ownership Plan (ESOP), meaning it is 100% employee-owned, which it believes fosters a culture of commitment and exceptional service. HFG offers a comprehensive suite of mortgage products, including Conventional, FHA, VA, USDA, Jumbo, and down payment assistance programs. Their mission is to provide a transparent, technology-driven, and client-focused home loan experience, guided by a company culture they affectionately refer to as being "Homies."