Fiado

Fiado is a financial technology company focused on democratizing access to installment payments for Brazilian merchants and their customers. The company's platform allows businesses, particularly SMBs, to offer installment payment options (known as "credíario" or "fiado") to their clients without assuming the risk of default or managing the complexity of credit analysis. Fiado pays the merchant the full sale amount upfront and then handles the collection of the installments from the end customer, effectively acting as a payment and credit partner to boost sales and improve cash flow for businesses.