1st National Bank of Scotia, an independently owned and operated bank dedicated to making peoples'​ lives better by providing creative financial solutions and superior personalized service to generations of families and businesses in our communities. They have 10 convenient locations throughout the Capital Region: Scotia, Niskayuna, Colonie, Guilderland, Glenville, Schenectady, Saratoga, GE Globacl Research Center, Rotterdam and Clifton Park.