Capital Small Finance Bank Limited began its journey as Capital Local Area Bank Ltd. on January 14, 2000, becoming the largest local area bank in India. On April 24, 2016, it started operations as India's first-ever small finance bank after receiving a license from the Reserve Bank of India (RBI). The bank's mission is to be a leading financial institution for the common person by providing efficient, tech-driven, and affordable banking services. It offers a range of products including savings accounts, current accounts, term deposits, and various loan products for agriculture, MSMEs, housing, and personal needs, primarily targeting customers in the northern states of India.