Homie, a trading name of the tenant referencing company Homeppl Ltd, is a financial technology service designed to make renting more accessible and affordable. The company's core product is a deposit replacement guarantee. Instead of paying a large upfront cash deposit (typically 4-5 weeks' rent), tenants can pay a small monthly fee to Homie. In return, Homie provides a guarantee to the landlord or letting agent for the same level of financial protection that a traditional deposit would offer against damages or unpaid rent. This model aims to reduce the financial burden on tenants when moving into a new property while maintaining security for landlords.