Financial Education Services LDE

Founded in 2004 and based in Michigan, Financial Education Services (FES) operated primarily as a multi-level marketing (MLM) company. Its core product is the "Protection Plan," a bundled subscription service that includes credit repair services, credit monitoring, identity theft protection, and tools for creating wills, trusts, and powers of attorney. The company's business model relied on a network of independent agents to sell these memberships and recruit other agents. FES was later acquired by and now operates under The Elevation Group, LLC, with its services heavily marketed as the UCES (United Credit Education Services) Protection Plan.