wertfaktor Immobilien GmbH

Founded in Hamburg in 2018, wertfaktor is a pioneer and market leader in the field of real estate partial sales ("Immobilien-Teilverkauf") in Germany. The company's mission is to offer property owners, typically those in retirement, a fair and transparent way to access the equity tied up in their homes without having to sell completely or take on debt. Through their model, clients sell a portion of their property (up to 50%) to wertfaktor for a one-time payment, while retaining a lifelong right of residence and full control over the property, for which they pay a monthly usage fee on the portion sold.