Volvo Car Financial Services U.S., LLC.

Volvo Car Financial Services U.S., LLC. (VCFS) is the U.S.-based financial services arm of Volvo Cars. As a captive finance company, its primary business is to support the sale of Volvo vehicles by providing a range of financial products directly to consumers through Volvo dealerships. These services include retail installment loan contracts (financing), lease agreements, and various vehicle and payment protection plans. The company's mission is to offer a seamless, premium, and flexible financial experience that aligns with the Volvo brand, facilitating vehicle ownership for qualified customers.