Vocalink, a Mastercard company

Vocalink is a key provider of payment infrastructure and technology, forming a significant part of the United Kingdom's national payments backbone. For decades, it has operated crucial UK payment services, including the Bacs Payment Schemes (Direct Debit and Bacs Direct Credit), the Faster Payments Service (real-time payments), and the LINK ATM network. Acquired by Mastercard in 2017, Vocalink has expanded its mission globally, leveraging its expertise to help other countries develop and implement real-time and other account-to-account payment systems, enhancing the speed, security, and efficiency of digital economies worldwide.