Vedika Credit Capital

Incorporated in 1995 and registered with the Reserve Bank of India (RBI) as an NBFC-MFI, Vedika Credit Capital Ltd. (VCCL) is a microfinance institution dedicated to fostering financial inclusion. The company's mission is to empower economically backward women in rural and semi-urban areas by providing them with access to credit for income-generating activities. VCCL primarily operates on the Joint Liability Group (JLG) model, which encourages mutual support and shared responsibility among borrowers, thereby ensuring high repayment rates and fostering community development.