U.S.A Funding Circle

Founded in 2010, Funding Circle is a global small and medium enterprise (SME) loans platform. Its mission is to build a better financial world by revolutionizing the broken financial system and securing a better deal for small businesses. The company uses proprietary technology and data analytics to underwrite and approve loans for small businesses more efficiently than traditional banks. Initially a peer-to-peer lending marketplace connecting businesses with retail investors, the platform has since shifted its model primarily toward institutional investors, banks, and government entities funding the loans.