The Life and Annuity Shop LLC

The Life and Annuity Shop is a full-service, independent insurance and financial services firm founded by Tim Melia and Ryan P. Smith. The company focuses on educating clients about their financial options and creating customized strategies to help them achieve their retirement and legacy planning goals. By operating independently, they are not tied to any single insurance carrier, allowing them to offer a wide range of products and solutions tailored to individual client needs, with a mission centered on building long-term, trusted relationships.