The Car Finance Company (2007) Limited

Founded in 2007, The Car Finance Company (2007) Limited is a specialist non-prime UK lender focused on the car finance market. The company's mission is to provide a path to vehicle ownership for individuals who may be excluded from mainstream lenders due to past credit issues, such as CCJs, defaults, or arrears. They operate as a direct lender, managing the entire loan process from application to completion, and offer Hire Purchase (HP) agreements to their customers. The company emphasizes a responsible and ethical lending approach, assessing affordability to ensure customers can manage their repayments.