SprayPay - Gespreid betalen

SprayPay is a "Buy Now, Pay Later" (BNPL) payment method available in the Netherlands. It provides consumer financing at the point of sale, both online and in physical stores, for purchases ranging from €250 to €5,000. Customers undergo a quick credit check and, if approved, can split their payment into 12, 18, 24, or 36 monthly installments. SprayPay is not an independent company but a trade name of Santander Consumer Finance S.A., a major global financial institution, operating through its branch in the Netherlands. This backing provides the regulatory framework and financial stability for the consumer credit services offered under the SprayPay brand.