Smart Money Cymru Credit Union

Established in 1989 as Caerphilly & District Credit Union, the organization has since expanded its reach and services. It rebranded to Smart Money Cymru Community Bank to reflect its mission of serving the entire community of Wales. As a financial co-operative, it is owned and controlled by its members, with a focus on promoting financial well-being, providing ethical savings options, and offering accessible, affordable credit rather than generating profit for external shareholders.