RCM&D (Riggs, Counselman, Michaels & Downes)

Founded in 1885, RCM&D (Riggs, Counselman, Michaels & Downes) is one of the largest independent insurance advisory firms in the United States. The company provides strategic risk management, insurance, and employee benefits solutions to a wide range of clients, from large multinational corporations to small businesses and individuals. Its mission is to be a trusted advisor, helping clients navigate complex risks through tailored programs, claims advocacy, and consulting services, with a focus on long-term partnerships and client success.