PT. Jamkrida Sulsel

PT. Penjaminan Kredit Daerah Sulawesi Selatan (Jamkrida Sulsel) is a Regional Owned Enterprise (BUMD) established by the Provincial Government of South Sulawesi. The company's primary mission is to enhance the accessibility of financing for Micro, Small, Medium Enterprises, and Cooperatives (MSMECs) by acting as a guarantor for their loans from banks and other financial institutions. By providing these guarantees, Jamkrida Sulsel helps mitigate the risk for lenders, thereby encouraging them to extend credit to productive businesses that may otherwise lack sufficient collateral. Their services include credit guarantees for productive and consumptive loans, as well as counter-bank guarantees.