portal finance, co.

Founded in 2016 and a graduate of the Y Combinator (S16) accelerator program, Portal Finance aims to solve the working capital needs of small and medium-sized enterprises (SMEs) in Latin America. The company operates an online marketplace that allows businesses to sell their outstanding invoices (accounts receivable) to a network of institutional and professional investors at a discount. This process, known as electronic factoring or e-factoring, provides SMEs with immediate liquidity, helping them manage cash flow more effectively. Portal Finance leverages technology to streamline the underwriting and funding process, making it faster and more accessible than traditional financing methods.