People 1st (AIL)

Founded in 1951, American Income Life Insurance Company is a wholly-owned subsidiary of Globe Life Inc. The company's mission is to protect working-class families by providing affordable and accessible insurance products. AIL's business model is centered on direct, in-person sales to members of specific groups such as labor unions, credit unions, and associations, offering "no-cost" benefits as a lead generation tool. They specialize in life insurance, accident policies, and supplemental health coverage, operating throughout the United States, Canada, and New Zealand.