Paychek

Paychek, Inc., now prominently branded as FlexPay, is a B2B2C financial wellness provider focused on Earned Wage Access (EWA). The company partners with employers to offer their employees the ability to access a portion of their earned wages before their scheduled payday. This service is positioned as a benefit to improve employee financial stability, reduce financial stress, and help employers with recruitment and retention. The platform integrates with employers' existing payroll and time-tracking systems to verify earned but unpaid wages, which employees can then transfer to their bank accounts for a fee. The service is not a loan, as it only allows access to money that has already been earned.