Pan-Nordic Card Association

Founded in 2006 by leading banks in Denmark and Norway, the Pan-Nordic Card Association (PNC) serves as a neutral forum for cooperation in payment systems. Its mission is to promote and operate efficient, secure, and competitive payment solutions, with a primary focus on developing and maintaining the infrastructure for national and international card schemes, including Denmark's national debit card, Dankort. PNC facilitates standardization and innovation to ensure a stable and user-friendly payment ecosystem for consumers, merchants, and financial institutions across the Nordic countries.