Neo. Definitely not a bank.

Founded in 2016, Neo (legally Neon Pagamentos S.A.) is a leading digital financial services company in Brazil. Its mission is to democratize access to financial services for all Brazilians, particularly the working class, by offering simple, fair, and transparent products. The company provides a comprehensive suite of services including a free digital account, debit and credit cards with no annual fees, personal loans, and accessible investment products, challenging traditional banking models with a technology-first approach.