Micro Housing Finance Corporation Limited

Incorporated in 2008, Micro Housing Finance Corporation Limited (MHFC) was founded with the mission to provide housing finance to lower-income households in India, who are typically excluded from the formal housing finance market. The company partners with developers focused on low-cost housing and directly serves customers in the informal sector, such as maids, drivers, and small shop owners. MHFC follows a customer-centric approach, assessing creditworthiness based on cash flows and local references rather than relying solely on formal income documentation, thereby enabling financial inclusion in the housing sector.