janalakshmi financial services

Originally founded as Janalakshmi Financial Services (JFS) in 2008, the company was one of the largest microfinance institutions in India. With a mission to serve the unbanked and underbanked segments of society, it received an in-principle license from the Reserve Bank of India (RBI) to establish a Small Finance Bank. It officially commenced its banking operations in March 2018 as Jana Small Finance Bank. The bank offers a comprehensive suite of financial products, including various savings and deposit accounts, as well as loan products such as group loans, business loans, and affordable housing loans, continuing its legacy of promoting financial inclusion across India.