JO1N - Embedded Consumer Finance Platform

JO1N is an embedded consumer finance platform and a brand of Arvato Financial Solutions, which is part of the German multinational conglomerate Bertelsmann. The company's mission is to enable its partners (such as e-commerce merchants and other businesses) to seamlessly integrate financial products, primarily installment loans, directly into their customer journey. By offering a white-label, modular platform, JO1N allows businesses to provide their own branded financing options to consumers at the point of sale, thereby increasing conversion rates and customer loyalty.