house building finance company ltd

Established in 1952, the House Building Finance Company Limited (HBFC) is Pakistan's oldest housing finance institution. It operates as an unlisted public limited company, majority-owned by the State Bank of Pakistan (SBP). HBFC's core mission is to promote homeownership and support the development of the housing sector by providing accessible and affordable financing solutions to low and middle-income groups across the country. Through various loan products, it facilitates the construction, purchase, and renovation of residential properties.