Home Credit Philippines

Home Credit Philippines (HC Consumer Finance Philippines, Inc.) is a non-bank financial institution that provides financing to underserved customers, often at the point of sale. Launched in the Philippines in 2013, its mission is to promote financial inclusion by offering affordable and responsible credit options to Filipinos, many of whom may have limited credit history. The company partners with thousands of retail stores nationwide, allowing customers to purchase items like smartphones, appliances, and furniture on an installment basis. They also offer cash loans, revolving credit, and a credit card to eligible customers through their mobile application.