Hebrew Free Loan of New Jersey

Founded in 1996, Hebrew Free Loan of New Jersey (HFLNJ) is a non-sectarian, non-profit 501(c)(3) organization that provides interest-free loans to help individuals and families overcome financial challenges and achieve their goals with dignity. Operating on the core Jewish principle of *gemilut chasadim* (acts of loving-kindness), HFLNJ offers loans for a variety of needs, including personal expenses, small business support, education, and fertility treatments. The organization is funded by community donations, and as loans are repaid, the funds are recycled to help new borrowers, creating a sustainable model of community support.