GILDACRED - Reference in Payroll Loan

Founded in 2007, GILDACRED operates as a banking correspondent in Brazil, authorized by the Central Bank to serve clients on behalf of major financial institutions. The company's mission is to offer accessible and secure credit solutions, focusing primarily on payroll-deducted loans ("crédito consignado"), personal loans, and credit cards. They leverage technology to provide a streamlined and digital process for their target audience, which includes federal, state, and municipal public servants, as well as retirees and pensioners of the INSS (Brazil's National Social Security Institute).