Gewinnsparverein e. V.

The Verband der Gewinnsparvereine e. V. serves as the central federation for Germany's regional "Gewinnsparverein" organizations, which are primarily associated with the cooperative banking sector (Volksbanken, Raiffeisenbanken, Sparda-Banken, and PSD Banken). The core service, known as "Gewinnsparen," is a unique financial product where participants purchase lottery tickets monthly. A portion of the ticket price is allocated to a savings account for the participant, another portion enters them into a lottery for cash and material prizes, and the remaining amount is donated to charitable, social, and cultural projects within the local community. The association's mission is to organize this state-licensed system, promoting the idea of "Saving, Helping, and Winning" and reinforcing the cooperative banks' commitment to regional development.