gerald l. ray & associates, ltd.

Founded in 1983, Gerald L. Ray & Associates, Ltd. is an independent, fee-only wealth management and financial advisory firm registered with the U.S. Securities and Exchange Commission (SEC). The firm's mission is to help clients achieve their life goals through a structured process of financial discovery, planning, and implementation. They provide personalized services including investment management, retirement planning, and estate planning, operating under a fiduciary standard to act in their clients' best interests without accepting commissions from product sales.