Aptus Value Housing Finance India

Founded in 2009, Aptus Value Housing Finance India Limited is a prominent housing finance company that focuses on providing long-term home loans to self-employed individuals and those with informal income, a segment often underserved by traditional financial institutions. The company's mission is to enable homeownership for families in the low and middle-income groups across rural and semi-urban India. Aptus operates with an in-house business model, managing sourcing, credit assessment, execution, and collections internally to ensure robust risk management and maintain asset quality.