WebMoney Transfer, founded in 1998, is a convenient online payment tool and a secure environment for online business activities, with 31 million registered users, more than 100,000 merchants accepting WebMoney as a payment option, multi-currency e-wallets, and numerous solutions for p2p payments, internet trading platforms, billing systems, and merchants, as well as numerous patented technologies. WebMoney Transfer introduces a new payment experience paradigm, in some ways undermining the payment industry's set presumption and altering the existing market routines.