UPC writes and services residential property and casualty insurance policies through a network of independent agents. We currently write policies in Florida, Georgia, Louisiana, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina, and Texas. We are also licensed in Alabama, Connecticut, Delaware, Maryland, Mississippi, New Hampshire and Virginia. UPC plans to expand into additional states throughout the country (view map). We offer products in homeowners, dwelling fire and for flood coverage UPC is a Write Your Own Flood Carrier. Recently, we added a commercial residential product in Florida with plans to expand to other states.