UK Finance is the collective voice for the banking and finance industry. Representing more than 250 firms across the industry, they act to enhance competitiveness, support customers and facilitate innovation. They work for and on behalf of their members to promote a safe, transparent and innovative banking and finance industry. They offer research, policy expertise, thought leadership and advocacy in support of their work. They provide a single voice for a diverse and competitive industry. Their operational activity enhances members’ own services in situations where collective industry action adds value.