Neptune Flood utilizes advanced mapping technologies and aerial remote sensing to create sophisticated algorithms for the risk of flooding. This revolutionary approach to pricing flood risk often results in superior coverage and savings over the National Flood Insurance Program of up to 25%, and is available to households in all designated flood zones. Neptune Flood was founded in 2016 by insurance and technology industry veterans Jim Albert and Bill Martin, with a goal of bringing advanced analytics and extreme ease of use to the flood insurance marketplace. Neptune Flood's policies are currently backed by Lloyd's of London, rated "A" (Excellent) by A.M. Best with an issuer credit of A+. Neptune launched its insurance product in early 2017 in Florida, and later in the year achieved the designation of Lloyd's Coverholder with authority to provide flood insurance throughout the US.