Merchant Capital provides SMEs in South Africa with lump sum, unsecured, cash advances within 24-48 hours in exchange for a fixed percentage of future card revenue. Merchant Capital is an alternative provider of working capital for SME’s. It was started in response to the high failure rate among small businesses caused by lack of funding. Our vision is to become the leading provider of disruptive financial services products to small and medium businesses in emerging markets. Because our company was created by entrepreneurs who really understand what running a business is about, we know small businesses can’t rely on easy access to traditional options. We also know there’s a need for trusty cash flow alternatives. And this is why we use a unique funding and payment model to provide a working capital injection for growing businesses.