Kissht

Founded in 2015, ONEMI Technology Solutions Pvt. Ltd., which operates the brand Kissht, is a financial technology company headquartered in Mumbai, India. The company's mission is to provide quick, seamless, and accessible credit to millennials for their online and offline shopping needs. Kissht's primary services include a Buy Now, Pay Later (BNPL) option integrated with a wide network of merchants, and instant personal loans disbursed through its mobile application. The platform uses a proprietary algorithm for credit assessment, allowing for rapid loan approval and disbursal via its RBI-registered Non-Banking Financial Company (NBFC), Si Creva Capital Services Private Limited, and other lending partners.